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A Look at Mortgage Options in Today’s Market

Edison, NJ - October 24, 2008 - (RealEstateRama) — Navigating through the often complex process of obtaining a home mortgage can seem to be one of the most daunting parts of buying a home, especially in these challenging economic times. However, New Jersey residents are now proactively evaluating the effect of economic changes, weighing their […]

Property Tax Reform Work Still Needed

This time, last year, the four special joint committees of the Legislature’s historic Special Session for Property Tax Reform were preparing their final reports. They, thereby, set the stage for final action on a number of important bills. The Special Session deserves much credit. The tremendous concentrated efforts of legislators, the Governor and all of […]

Seven Things You Need to Know About Real Estate in New Jersey

Edison, NJ - July 16, 2008 - (RealEstateRama) — New Jersey residents might be surprised to learn that there are many positive aspects about the state’s real estate market. Currently, New Jersey real estate market offers many opportunities, evidenced by areas of positive growth including rising median sales prices in some areas of the state, increasing […]

Young Condo Buyers Taking the Next Step in Luxury Living

—Former Hoboken and Jersey City Renters are Finding Unmatched Value When Buying a Siena Condo in Montclair, NJ—
MONTCLAIR, N. J. (June 9, 2008)—For several years, young renters have been drawn to New Jersey’s Gold Coast because of the unique atmosphere, dynamic nightlife, and easy access to Manhattan. Today, many of these renters blossomed into prospective […]

I’m having a problem with the current mortgage company that is servicing my loan

What can I do?
First, it should be noted that there is currently no regulation of the mortgage loan servicing industry in the State of New Jersey. These matters normally have to be worked out between the consumer and the servicing company. If this cannot be accomplished, either party has civil recourse as the matter would […]

Answering Your Questions about the Homestead Property Tax Credit/Rebate

The past legislative session witnessed an intense but necessary debate concerning New Jersey’s high property taxes. While there were many measures enacted into law which will serve to ease the burden of high taxes on homeowners, the measure which provides the most immediate and direct relief is the Homestead Property Tax Credit/Rebate. This page will […]

Reverse Mortgage for NJ Seniors

The HMFA offers HECM reverse mortgage loans. A HECM loan is an FHA-insured reverse mortgage allowing seniors (62 and over) to access the equity in their home without a monthly repayment schedule for as long as they live in the home. The program assists older homeowners to access money by using the equity in their […]